Welcome to CashLoanShop.com (the “Company”) website (the “Site”). Your access to and use of the Site is subject to the terms outlined in this Agreement.
Acceptance of Terms
By accessing or using the Site, you:
- Confirm that you have read and understood this Agreement.
- Agree to be legally bound by these Terms of Use and the Privacy Policy.
Important: These Terms include a mandatory arbitration clause requiring individual arbitration for disputes and waiving your right to participate in class actions or multi-party arbitration. If you do not agree to these Terms, you must not use the Site.
The Company may update these Terms at any time. Continued use of the Site after changes are made constitutes your acceptance of the updated Terms. Review this page periodically to stay informed.
Authorized Use
You are authorized to access and use the Site for personal, non-commercial purposes only. Reproducing, duplicating, copying, or exploiting the Site’s materials for commercial use is prohibited. By using the Site, you acknowledge and agree to the terms of the Privacy Policy.
Intellectual Property
All content on the Site is protected by copyright laws and may not be used except as expressly permitted in these Terms. The Company does not guarantee that your use of the Site’s materials will not infringe third-party rights.
Security
The Company employs reasonable measures to safeguard the Site’s security but cannot guarantee absolute protection against unauthorized alterations. The Company assumes no responsibility for any unauthorized changes to the Site’s functionality or content.
Accuracy of Information
While the Company endeavors to provide accurate and up-to-date information, it makes no guarantees regarding the accuracy, completeness, or reliability of the Site’s content. Use the information at your own risk.
Disclaimer of Warranties
The Site is provided “AS IS” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions may not permit the exclusion of certain warranties, so some exclusions may not apply to you.
Limitation of Liability
Your use of the Site is at your own risk. The Company is not liable for any damages, including but not limited to incidental, consequential, or punitive damages, resulting from your use of the Site. In no event will the Company’s total liability exceed the amount paid, if any, for accessing the Site.
User Submissions
Any materials or communications you transmit to the Site, such as suggestions or feedback, become the property of the Company and may be used for any purpose without compensation to you.
Personal Loan Notice
The Company is tailored towards personal loans, however, we also work with lenders and/or lending partners who offer other short-term loans so that we can help consumers with varying types of creditworthiness. Upon accessing personalloanshop.com we will attempt to direct you to a personal loan offer. Unfortunately, not all consumers meet the criteria established by personal loan lenders and/or lending partners, in which case, we may direct you to a lender and/or lending partner that offers other short-term loans. Historically, the vast majority of users presented with a loan offer are only presented with a short-term lending option between $100 – $2,500. These loans have less favorable rates and shorter terms than personal loans. We encourage you to research the best loan option for your situation.
Trademarks
The trademarks and logos displayed on the Site are owned by the Company or third parties. Unauthorized use of these trademarks is strictly prohibited. The Company reserves the right to enforce its intellectual property rights to the fullest extent of the law.
Images and Links
Images on the Site are either owned by or used with permission from the Company. Links to third-party websites are provided for convenience, and the Company is not responsible for their content. Access linked websites at your own risk.
Prohibited Conduct
You are prohibited from posting or transmitting unlawful, defamatory, obscene, or otherwise objectionable content on the Site. The Company reserves the right to remove such material and cooperate with law enforcement if necessary.
Export Restrictions
The Site’s content may not be downloaded or exported to restricted countries or individuals as designated by U.S. law. By using the Site, you confirm compliance with these export regulations.
Advertiser Disclosure
The Company is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders and/or lending partners, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The Company does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.
Notices
The Company may issue notices via the Site, email, or postal mail. Ensure your contact information is up to date to receive such communications.
Monitoring and Restrictions
You agree not to use automated tools or take actions that interfere with the Site’s functionality. Unauthorized reproduction, modification, or public display of the Site’s content is prohibited.
Governing Law
These Terms are governed by the laws of the province of Ontario. Legal actions must be filed in the courts located in Toronto, Ontario. If any provision of these Terms is deemed unenforceable, the remaining provisions will remain valid
Dispute Resolution
Disputes related to the Site must be resolved through binding arbitration under JAMS’ rules in Toronto. Arbitration proceedings will be conducted individually, not as part of a class action.
By agreeing to these Terms, you waive your right to a jury trial and to participate in class actions or multi-party arbitration.
Arbitration decisions are final and binding. Each party is responsible for its own fees unless otherwise determined by the arbitrator. Arbitration proceedings and results will remain confidential.
This Agreement constitutes the entire understanding between you and the Company regarding your use of the Site.
YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE.